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Dr. Bob is Robert Hsiung, MD,
bob@dr-bob.orgShown: posts 1 to 8 of 8. This is the beginning of the thread.
Posted by tinydancer on April 1, 2004, at 5:13:43
Last night I had a total breakdown when my husband told me we have no money. Again. It's just this cycle, and he uses up his paycheck paying bills, but then there is even more that come, and I don't understand it...Those bills lay there unpaid, and now we're sitting on a 200 dollar electrical bill which has now turned into a warning our electricity is going to get turned off. I'm just sitting waiting.
We have no food, we haven't eaten a decent meal in weeks. There is one thing, one miserable thing and that's going hungry. I have to swallow my pride and call the folks because I have a child to feed. Feeling lower than low. Just imagining that this is how my life is going to be, never making it, never amounting to anything.
Posted by Dinah on April 1, 2004, at 7:34:06
In reply to Things aren't good, posted by tinydancer on April 1, 2004, at 5:13:43
I'm sorry. :(
I take it your husband handles the finances? Maybe you would feel less anxious if you understood better what was going on so that these things weren't a surprise. Have the two of you ever worked up a monthly budget and gone over it? Scary prospect I know, but perhaps less scary than just feeling like things are happening to you without any idea why.
(((tinydancer)))
Posted by tinydancer on April 1, 2004, at 8:44:25
In reply to Re: Things aren't good » tinydancer, posted by Dinah on April 1, 2004, at 7:34:06
Thanks Dinah. That is what we have to do but it is a scary prospect indeed. I guess laying at the bottom of this is the fact these more serious financial problems popped up after we bought a house, which I was against in the first place, so I'm worried about how we're going to make it. Thanks for replying!
Posted by deirdrehbrt on April 1, 2004, at 13:04:51
In reply to Re: Things aren't good » Dinah, posted by tinydancer on April 1, 2004, at 8:44:25
Hi, Tinydancer.
I know what that feels like. It is terrifying, but you can get through it. There are lots of organizations that can help you through this without destroying your credit. CCCS, or Consumer Credit Counseling Service is probably the oldest and best. Don't be afraid to ask for help.
This week my case manager started looking for places to live with me. She mentioned that I might need to go to food banks. That idea doesn't please me at all. I used to be one of those who, along with my kids, gave into the food banks. I didn't want to be needing them. I think that if people see food-drives as a bother, they should try out the other side.
There are other ways to stretch your food budget. There are bakery thrift stores, day-old donuts, eating more vegetables (which is very healthy), cooking and baking from scratch (You can eliminate all of those preservatives, and saves you lots on the finished product), Learning how to cut up chicken, fish, and meats. You can buy a whole chicken, and once it's cut up, you'll see that it's way more expensive if they do it for you.
I hope this helps a little.
Dee
Posted by Raindancer on April 1, 2004, at 18:14:15
In reply to Things aren't good, posted by tinydancer on April 1, 2004, at 5:13:43
So sorry you're having to go through such a difficult time, Tiny. You are in my thoughts. I can remember going through such a time and I know how very tough it is. You will come through this and when you do you will feel deservedly proud of yourself.I'm so sorry there's no easy way. Take good care of yourself.
((((tinydancer))))
Posted by Fallen4myT on April 1, 2004, at 18:18:27
In reply to Things aren't good, posted by tinydancer on April 1, 2004, at 5:13:43
I emailed you on this hob but please post more your support system is here ya know?
Posted by karen_kay on April 1, 2004, at 18:39:21
In reply to Things aren't good, posted by tinydancer on April 1, 2004, at 5:13:43
I'm sorry things are tough right now. Everyone seems to have some good advice for you. Don't have much to add, except that hug for you. Don't be upset about calling your mother for help. I'm sure she's happy to help you. I'd be happy to help my daughter. And one day, you'll have so much money, you won't know what to do with it all!!!
Posted by Ruru on April 3, 2004, at 23:02:06
In reply to ((((tiny)))), posted by karen_kay on April 1, 2004, at 18:39:21
I am so sorry you are having a tough time. The budget sounds like a good plan. If you actually have more going out than coming in an extra job for a short period of time may help. If you have a good relationship with your mother maybe she could help you plan a budget ( bet I get blasted over that suggestion!)Try not to borrow money to get out of the crunch as that will only make things worse.
Good Luck
Ruru
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