Posted by sadmom on November 4, 2003, at 14:02:10
In reply to Therapy and Insurance, posted by Miss Honeychurch on November 4, 2003, at 13:01:45
Insurance companies are interested in the bottom-line as in dollars and cents. The therapists usually know some tricks to get more therapy.
I've been anxious myself about my insurance for next year. I currently have a max of 30 counseling sessions per year. At my job we have open enrollment for next year right now, and I was extremely worried that my insurance selection that I have would either be cut, or have the # of therapy sessions reduced. I was extremely relieved that the only mental health thing they cut this year was mental in-patient max days was reduced from 45 to 30 days.
It sounds like you have a HMO, I try to avoid those because they are not friendly about mental health. I like the insurance where you can pick your own doctors, but it does cost more.
My therapist is $95/hr. After I have paid either a $500 individual deductible or a $1000 family deductible, they pay 70%. So now it costs me $28.50 a session.
I wish I could go once or twice a week like some people here do. How do you afford it?
poster:sadmom
thread:276509
URL: http://www.dr-bob.org/babble/psycho/20031030/msgs/276531.html